Your CPP, explained in minutes
See how much the Canada Pension Plan could pay you, and how your monthly amount changes depending on when you start receiving it, from age 60 to 70.
Your details
Nothing is saved. Everything is calculated on your device.
Monthly amount by the age you start receiving it
Tap a bar to compare.
Collect earlier or wait? Compare your total
CPP is paid for life. Collecting earlier means smaller payments for more years; waiting means bigger payments for fewer years. Since no one knows how long they'll live, pick an age to compare which option adds up to more by then.
Ready to build your retirement plan?
Take a moment and answer these in your head:
- 1Could you live on $0 a month?
- 2Do you have other accounts working for your retirement, like an RRSP or TFSA?
- 3Are your savings at the bank actually growing?
- 4Do you know how to plan your retirement, step by step?
If you answered "no" or "not sure" to any of them, you're not alone, and it's the perfect time to start.
Book a free call and let's start planning together.
For educational purposes only. This is a simplified estimate based on 2026 CPP figures (maximum of $1,507.65/month at 65, YMPE of $74,600) and standard age adjustments (0.6% less per month before 65, 0.7% more per month after 65). Your actual amount depends on your full contribution history. Check your official estimate in your My Service Canada Account, and book a meeting with a licensed advisor before making any decision.
Your CPP, explained in minutes
See how much the Canada Pension Plan could pay you, and how your monthly amount changes depending on when you start receiving it, from age 60 to 70.
Your details
Nothing is saved. Everything is calculated on your device.
Monthly amount by the age you start receiving it
Tap a bar to compare.
Collect earlier or wait? Compare your total
CPP is paid for life. Collecting earlier means smaller payments for more years; waiting means bigger payments for fewer years. Since no one knows how long they'll live, pick an age to compare which option adds up to more by then.
Ready to build your retirement plan?
Take a moment and answer these in your head:
- 1Could you live on $0 a month?
- 2Do you have other accounts working for your retirement, like an RRSP or TFSA?
- 3Are your savings at the bank actually growing?
- 4Do you know how to plan your retirement, step by step?
If you answered "no" or "not sure" to any of them, you're not alone, and it's the perfect time to start.
Book a free call and let's start planning together.
For educational purposes only. This is a simplified estimate based on 2026 CPP figures (maximum of $1,507.65/month at 65, YMPE of $74,600) and standard age adjustments (0.6% less per month before 65, 0.7% more per month after 65). Your actual amount depends on your full contribution history. Check your official estimate in your My Service Canada Account, and book a meeting with a licensed advisor before making any decision.